BamaSixGun
SDD Super Mod/Staff
i sure hope you get treated right sam. glad you have the GAP.
Tx_Atty said:"close the lid before filling"?
Are you going to ask for depreciation costs?
s d mills said:The Progressive guy stated all options are still open. When the body shop gets the vehicle stripped down to the frame, it will go on the frame rack for baseline measurements. The current repair estimate is nearly 1/3 the MSRP and I don't know what the repair/replace margin is. When the numbers are in, Progressive will present me with an authorization document to sign....I haven't signed anything yet.
My only concern right now is with regard to replacement. That would be a real beyotch.
rray32539 said:Don't know about Progressive. State Farm totals it when the damage equals or exceeds 60 persent of wholesale value. They wrote off my Volvo when the body shop I wanted to use said they could fix it, but their rate was almost twice what the insurance company was willing to pay. I wanted factory parts. The insurance company wanted me to use their shop, and they were going to put body panels made in Taiwan on the car to "fix it". Even offered to "guarantee" the repair. Read that clause closely, it probably has enough exceptions in it to drive your truck through.
YOU should choose your body shop and insist on genuine factory replacement parts. The insurance company "preferred shops" are "preferred" because they cut corners by using salvage or aftermarket body parts. They get a sweetheart deal on the labor charges as well.
JMHO.
Sam, glad you're okay. Gotta watch those body shops. My oldest son wrecked his 95 F150 when he lived in Missouri a few years back. Slid on the ice and hit another car and Maaco redid his front end. For several years now, the bumper has had the chrome coming off and paint peeling off the hood. He thought they had a lifetime warranty and took it to them to fix, but they said they'd only fix it within a year.s d mills said:In the meantime, I have to amuse myself with the '07 Camry rental they've slipped me into. Here's a tip for prospective Camry owners....the '05-'06 Camry is a much nicer car.