I pay State Farm $3072 a year for insurance on a 05 F150, 96' F350, 95' Explorer, 75 F250, 07' Honda Rancher, 06' Honda Rubicon, 06 Jetcraft XS jetboat and a 06' Adventurer Camper. Me thinks that it should be more than $72 less for one 08'. Did you try Geico?